Thông tư 20/2012/TT-NHNN

Circular No, 20/2012/TT-NHNN of June 08, 2012, amendment and supplementation of a number of Articles of the Circular No.14/2012/TT-NHNN dated May 04, 2012 stipulating the maximum interest rate of the short-term loan in Vietnam dong of the credit institutions and foreing bank branches for loan customers to meet the capital needs to serve a number of areas and economic sectors

Circular No, 20/2012/TT-NHNN amendment and supplementation of a number of Articl đã được thay thế bởi Circular No. 33/2012/TT-NHNN on the maximum rates of interest on short-term loan và được áp dụng kể từ ngày 24/12/2012.

Nội dung toàn văn Circular No, 20/2012/TT-NHNN amendment and supplementation of a number of Articl


THE STATE BANK OF VIETNAM
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THE SOCIALIST REPUBLIC OF VIETNAM
Independence– Freedom – Happiness
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No.: 20/2012/TT-NHNN

Ha Noi, June 08, 2012

 

CIRCULAR

AMENDMENT AND SUPPLEMENTATION OF A NUMBER OF ARTICLES OF THE CIRCULAR NO.14/2012/TT-NHNN DATED MAY 04, 2012 STIPULATING THE MAXIMUM INTEREST RATE OF THE SHORT-TERM LOAN IN VIETNAM DONG OF THE CREDIT INSTITUTIONS AND FOREING BANK BRANCHES FOR LOAN CUSTOMERS TO MEET THE CAPITAL NEEDS TO SERVE A NUMBER OF AREAS AND ECONOMIC SECTORS

Pursuant to the Law on the State Bank of Vietnam No. 46/2010/QH12 dated June 16, 2010;

Pursuant to the Law on Credit Institutions No. 47/2010/QH12 June 16, 2010;

Pursuant to Decree No.96/2008/ND-CP of August 26, 2008 of the Government regulating the functions, duties, powers and organizational structure of the State Bank of Vietnam;

Considering the proposal of Director of Department of Monetary Policy.

The Governor of the State Bank of Vietnam has issued the Circular on amending and supplementing some articles of the Circular No. 14/2012/TT-NHNN dated May 4, 2012 stipulating the maximum interest rate of the short-term loan in Vietnam dong of the credit institutions and foreign bank branches for loan customers to meet the capital needs to serve a number of areas and economic sectors,

Article 1. Amending and supplementing clause 1, Article 1 of the Circular No. 14/2012/TT-NHNN dated May 04, 2012 stipulating the maximum interest rate of the short-term loan in Vietnam dong of the credit institutions and foreign bank branches for loan customers to meet the capital needs to serve a number of areas and economic sectors as follows:

 “1. The interest rate of the short-term loan in Vietnam dong is 13%/year maximally; For the people's credit fund, the basis set for the short-term interest rate in Vietnam dong is 14% / year maximally."

Article 2. Implementation organization

1. This Circular takes effect on June 11, 2012.

2. The interest rate of loan applied to the credit contracts signed before the date this Circular takes effect shall continue to comply with the credit contract signed in accordance with the provisions of law at the time of contract signing.

3. The Chief of Office, Director of Department of Monetary Policy and the Heads of units under the State Bank of Vietnam, the Director of Vietnam State Bank branches in the central run provinces and cities, Chairman of the Board, Chairman of the Member Board and the General Directors (Directors) of the credit institutions and foreign bank branches other organizations and individuals shall implement this Circular. 

 

 

 

PP. GOVERNOR
DEPUTY GOVERNOR




Nguyen Đong Tien

 


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