Decision No. 1003/2005/QD-NHNN of July 08, 2005, on the amendment, supplement of the appendix on the classification of outstanding loans (attached to Form K3 report on the customers outstanding loans) in the regulation on the credit information activity issued in conjunction with the Decision No.1117/2004/QD-NHNN dated 08 September 2004 of the Governor of the State Bank đã được thay thế bởi Decision No. 51/2007/QD-NHNN of December 31, 2007, on the issuance of regulation on the credit information activity và được áp dụng kể từ ngày 01/07/2008.
Nội dung toàn văn Decision No. 1003/2005/QD-NHNN of July 08, 2005, on the amendment, supplement of the appendix on the classification of outstanding loans (attached to Form K3 report on the customers outstanding loans) in the regulation on the credit information activity issued in conjunction with the Decision No.1117/2004/QD-NHNN dated 08 September 2004 of the Governor of the State Bank
THE STATE BANK OF VIETNAM | SOCIALIST REPUBLIC OF VIETNAM |
No. 1003/2005/QD-NHNN | Hanoi, July 08, 2005 |
DECISION
ON THE AMENDMENT, SUPPLEMENT OF THE APPENDIX ON THE CLASSIFICATION OF OUTSTANDING LOANS (ATTACHED TO FORM K3 REPORT ON THE CUSTOMERS OUTSTANDING LOANS) IN THE REGULATION ON THE CREDIT INFORMATION ACTIVITY ISSUED IN CONJUNCTION WITH THE DECISION NO.1117/2004/QD-NHNN DATED 08 SEPTEMBER 2004 OF THE GOVERNOR OF THE STATE BANK
THE GOVERNOR OF THE STATE BANK
- Pursuant to the Law on the State Bank of Vietnam in 1997 and the Law on the amendment, supplement of several Articles of the Law on the State Bank of Vietnam in 2003;
- Pursuant to the Law on Credit Institutions in 1997 and the Law on the amendment, supplement of several Articles of the Law on Credit Institutions in 2004;
- Pursuant to the Decree No. 52/2003/ND-CP dated 19 May 2003 of the Government providing for the function, assignment, authority and organizational structure of the State Bank of Vietnam;
- Upon the proposal of the Director of the Credit Information Center,
DECIDES:
Article 1. The Appendix on the classification of outstanding loans (attached to Form K3 Report on the customers outstanding loans) in the Regulation on the credit information activity issued in conjunction with the Decision No.1117/2004/QD-NHNN dated 08 September 2004 of the Governor of the State Bank shall be amended, supplemented as follows:
Appendix on the classification of outstanding loans
(Attached to Form K3 - Report on the customers outstanding loans)
Order | Symbol | Classification of outstanding loans | Account | |
VND | Foreign currency and gold | |||
(1) | (2) | (3) | (4) | (5) |
|
| SHORT -TERM LOANS OUTSTANDING |
|
|
01 | 21N1 | Pass | 2111 | 2141 |
02 | 21N2 | Special mention | 2112 | 2142 |
03 | 21N3 | Substandard | 2113 | 2143 |
04 | 21N4 | Doubtful | 2114 | 2144 |
05 | 21N8 | Potentially irrecoverable | 2115 | 2145 |
|
| MEDIUM -TERM LOANS OUTSTANDING |
|
|
06 | 21T1 | Pass | 2121 | 2151 |
07 | 21T2 | Special mention | 2122 | 2152 |
08 | 21T3 | Substandard | 2123 | 2153 |
09 | 21T4 | Doubtful | 2124 | 2154 |
10 | 21T5 | Potentially irrecoverable | 2125 | 2155 |
|
| LONG -TERM LOANS OUTSTANDING |
|
|
11 | 21D1 | Pass | 2131 | 2151 |
12 | 21D2 | Special mention | 2132 | 2152 |
13 | 21D3 | Substandard | 2133 | 2153 |
14 | 21D4 | Doubtful | 2134 | 2154 |
15 | 21D5 | Potentially irrecoverable | 2135 | 2155 |
|
| OUTSTANDING DEBTS FROM THE DISCOUNT OF COMMERCIAL PAPERS AND VALUABLE PAPERS |
|
|
16 | 2201 | Pass | 2211 | 2221 |
17 | 2202 | Special mention | 2212 | 2222 |
18 | 2203 | Substandard | 2213 | 2223 |
19 | 2204 | Doubtful | 2214 | 2224 |
20 | 2205 | Potentially irrecoverable | 2215 | 2225 |
|
| OUTSTANDING DEBTS FROM FINANCE LEASING |
|
|
21 | 2301 | Pass | 2311 |
|
22 | 2302 | Special mention | 2312 |
|
23 | 2303 | Substandard | 2313 |
|
24 | 2304 | Doubtful | 2314 |
|
25 | 2305 | Potentially irrecoverable | 2315 |
|
|
| OUTSTANDING DEBTS FROM AMOUNTS PAID IN LIEU OF CUSTOMERS |
|
|
26 | 2402 | Special mention | 2411 | 2421 |
27 | 2403 | Substandard | 2412 | 2422 |
28 | 2404 | Doubtful | 2413 | 2423 |
29 | 2405 | Potentially irrecoverable | 2418 | 2428 |
|
| OUTSTANDING LOANS FROM FUNDS DIRECTLY RECEIVED FROM INTERNATIONAL ORGANIZATIONS |
|
|
30 | 25A1 | Pass | 2511 | 2541 |
31 | 25A2 | Special mention | 2512 | 2542 |
32 | 25A3 | Substandard | 2513 | 2543 |
33 | 25A4 | Doubtful | 2514 | 2544 |
34 | 25A5 | Potentially irrecoverable | 2515 | 2545 |
|
| OUTSTANDING LOANS FROM FUNDS DIRECTLY RECEIVED FROM THE GOVERNMENT |
|
|
35 | 25B1 | Pass | 2521 | 2551 |
36 | 25B2 | Special mention | 2522 | 2552 |
37 | 25B3 | Substandard | 2523 | 2553 |
38 | 25B4 | Doubtful | 2524 | 2554 |
39 | 25B5 | Potentially irrecoverable | 2525 | 2555 |
|
| OUTSTANDING LOANS FROM FUNDS RECEIVED FROM OTHER ORGANIZATIONS, INDIVIDUALS |
|
|
40 | 25C1 | Pass | 2531 | 2561 |
41 | 25C2 | Special mention | 2532 | 2562 |
42 | 25C3 | Substandard | 2533 | 2563 |
43 | 25C4 | Doubtful | 2538 | 2568 |
44 | 25C5 | Potentially irrecoverable |
|
|
|
| OUTSTANDING LOANS FROM SPECIAL FUNDS SOURCE |
|
|
45 | 27A1 | Pass | 2711 |
|
46 | 27A2 | Special mention | 2712 |
|
47 | 27A3 | Substandard | 2713 |
|
48 | 27A4 | Doubtful | 2714 |
|
49 | 27A5 | Potentially irrecoverable | 2715 |
|
|
| OUTSTANDING LOANS FOR DEBT REPAYMENT |
|
|
50 | 27B1 | Pass | 2721 |
|
51 | 27B2 | Special mention | 2722 |
|
52 | 27B3 | Substandard | 2723 |
|
53 | 27B4 | Doubtful | 2728 |
|
54 | 27B5 | Potentially irrecoverable | 281 |
|
|
| OUTSTANDING LOANS FOR INVESTMENT IN CAPITAL CONSTRUCTION UNDER THE STATE PLAN |
|
|
55 | 27C1 | Pass | 2731 |
|
56 | 27C2 | Special mention | 2732 |
|
57 | 27C3 | Substandard | 2733 |
|
58 | 27C4 | Doubtful | 2734 |
|
59 | 27C5 | Potentially irrecoverable | 2735 |
|
|
| OTHER OUTSTANDING LOANS |
|
|
60 | 27D1 | Pass | 2751 |
|
61 | 27D2 | Special mention | 2752 |
|
62 | 27D3 | Substandard | 2753 |
|
63 | 27D4 | Doubtful | 2754 |
|
64 | 27D5 | Potentially irrecoverable | 2755 |
|
|
| OUTSTANDING DEBTS PENDING SETTLEMENT |
|
|
65 | 2801 | Outstanding balance of debts pending settlement secured by foreclosed assets | 281 |
|
66 | 2802 | Outstanding balance of debts secured by the pledged assets which are caught in a suitcase pending litigation | 282 |
|
67 | 2803 | Outstanding balance of unsettled debts with security assets | 283 |
|
68 | 2804 | Outstanding balance of unsettled debts without security assets and without debtor for debts recovery | 284 |
|
69 | 2805 | Outstanding balance of unsettled debts without security assets but the debtor still exists and is operating | 285 |
|
|
| OUTSTANDING BALANCE OF DEBTS FROZEN |
|
|
70 | 2901 | Outstanding balance of short-term lending debts frozen | 291 |
|
71 | 2902 | Outstanding balance of medium-term lending debts frozen | 292 |
|
72 | 2903 | Outstanding balance of long-term lending debts frozen | 293 |
|
|
| OUTSTANDING LOANS FOR INVESTMENT UNDER TRUST CONTRACT |
|
|
73 | 98A1 | Pass | 9811 |
|
74 | 98A2 | Special mention | 9812 |
|
75 | 98A3 | Substandard | 9813 |
|
76 | 98A4 | Doubtful | 9814 |
|
77 | 98A5 | Potentially irrecoverable | 9815 |
|
|
| OUTSTANDING LOANS UNDER FINANCING CONTRACT |
|
|
78 | 98B1 | Pass | 9821 |
|
79 | 98B2 | Special mention | 9822 |
|
80 | 98B3 | Substandard | 9823 |
|
81 | 98B4 | Doubtful | 9824 |
|
82 | 98B5 | Potentially irrecoverable | 9825 |
|
Of which: Column (4) and column (5) reflect accounts which are recorded under the Accounts System of Credit Institutions issued in conjunction with the Decision No. 807/2005/QD-NHNN dated 01/6/2005 and the Decision No. 479/2004/QD-NHNN dated 29 April 2004 of the Governor of the State Bank.
Article 2. This Decision shall be effective after 15 days since its publication in the Official Gazette.
Article 3. The Director of Administrative Department, Heads of units of the State Bank, the Director of the Credit information Center, General Managers of the State Banks branches in provinces, cities under the central Governments management, Chief of Representative Office in Hochiminh City, the Chairperson of the Board of Directors, General Directors (Directors) of credit institutions, related organizations, individuals shall be responsible for the implementation of this Decision.
| FOR THE GOVERNOR OF THE STATE BANK |
